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For your convenience, our general and bariatric surgery practice accepts cash, personal checks, money orders and major credit cards as payment for your surgery. We also will assist with payment options. Please note payment is expected at the time services are performed. Our practice also offers discounted fees to self paying patients. Please contact our office to discuss details regarding discounted fees.
As a service to our patients, our practice accepts Medicare and insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network. We are not part of any managed care network. Our accounting staff will prepare all the necessary forms related to your weight loss surgery benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.
Once you have submitted your claim it’s a simple matter of waiting for your insurance provider to respond. At times it can be a frustrating and discouraging process, but don’t give up. If your claim is denied you have the right to appeal the decision. Being denied coverage for surgery happens to many patients and this initial set-back does not mean that you’ve reached the end of the road. Some insurance providers may initially deny bariatric surgery claims automatically the first time they’re submitted, and can be more receptive to follow-up appeal letters.
The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.